Tag Archives: Women insurance

PruLady. Life Insurance and Medical Coverage for Women. RM1500 Bonus

PRUlady plus provides all the coverage available under PRUlady – financial protection against female-related cancers and illnesses – while offering additional assurance on two major milestones in a woman’s life: marriage and motherhood.

A rider to supplement to the PRUlink assurance plan, PRUlady plus provides protection to women aged 18 to 40, by offering:

  • Three levels of sum assured to choose from – RM25,000 RM50,000, RM100,000 or RM150,000 – depending on what you can afford and the extent of protection you require.
  • Coverage on:
i. Female-related cancers
  • Cancer of the Breast, or
  • Cancer of Cervix Uteri, or
  • Cancer of Fallopian Tubes, or
  • Cancer of Ovary, or
  • Cancer of Uterus, or
  • Cancer of Vagina/Vulva

ii. Systemic Lupus Erythematosus with Lupus Nephritis

100% of your sum assured
Carcinoma-in-situ of Breast or Cervix Uteri

Note: When subsequently diagnosed with female-related cancer or Systemic Lupus Erythematosus with Lupus Nephritis, we will pay the remaining 70% balance of your sum assured.

30% of your sum assured
Any one of the following:
  • Rheumatoid Arthritis with Complication, or
  • Breast Reconstructive Surgery, or
  • Facial Reconstructive Surgery due to accident, or
  • Skin Grafting due to burns or skin cancer, or
  • Osteoporotic Fracture
30% of your sum assured
Mother Care Benefits
Pregnancy Complications
  • Disseminated Intravascular Coagulation (after 7 months of pregnancy), or
  • Ectopic Pregnancy, or
  • Late Miscarriage (from day 126 to day 196 of pregnancy), or
  • Death of the Foetus (after 196 days of pregnancy), or
  • Death of Child (within 30 days of birth)
RM10,000
Infant Congenital Illnesses
  • Down’s Syndrome, or
  • Ventricular Septal Defect, or
  • Atrial Septal Defect, or
  • Spina Bifida, or
  • Cleft Palate
RM20,000
Life Stage Benefits
Marriage

Notes: One-time claim only. This is payable only after the plan has been in force for 2 years, with at least 2 years’ premium already paid (subject to a 1-year waiting period).

RM1,500
Childbirth

Notes: Can be claimed up to 2 children, if no claim has been made on the marriage benefit. This is payable only after the plan has been in force for 2 years, with at least 2 years’ premium already paid (subject to a 1-year waiting period). The second event is payable only after the plan has been in force for 4 years.

RM1,500

PRUlady Plus Malaysia. Medical coverage for women.

prulady malaysia - PRUlady Plus Malaysia. Medical coverage for women.

PRUlady plus is a term rider specially designed to celebrate major milestones in a woman’s life, and is not simply health protection.

The plan offers all the benefits available under PRUlady, while offering additional assurance on two major milestones in a woman’s life: marriage and motherhood.

Coverage on:

  • Female-related cancers
  • Systemic Lupus Erythematosus with Lupus Nephritis
  • Carcinoma-in-situ of Breast or Cervix Uteri
  • Rheumatoid Arthritis with Complication, or
  • Breast Reconstructive Surgery, or
  • Facial Reconstructive Surgery due to accident, or
  • Skin Grafting due to burns or skin cancer, or
  • Osteoporotic Fracture
  • Pregnancy Complications
  • Infant Congenital Illnesses

Bonus

  • Marriage Bonus – RM1500
  • Childbirth Bonus – RM1500

More info click here.