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PRUmychild – PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

prumychild malaysia congenital illnesses 101 - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

Have you read PRUearly start / PRUbest start brochure?  Check on infant coverage for congenital illnesses. Do you understand the medical term?

I also didn’t understand all of the medical term. To aid my presentation and help my client to understand, below are the compilations of PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram / Pictures.

1.Congenital Deafness

congenital deafness - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

Loss of hearing present at birth.

2. Congenital Cataract

congenital cataract - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A congenital cataract is clouding of the lens of the eye, that is present at birth.

3. Anal Atresia

anal atresia - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

The anus is either not present or it is in the wrong place.

4. Congenital Diaphragmatic Hernia

congenital diaphragmatic hernia - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A diaphragmatic hernia is a birth defect in which there is an abnormal opening in the diaphragm, the muscle that helps you breathe. The opening allows part of the organs from the belly (stomach, spleen, liver, and intestines) to go up into the chest cavity near the lungs.

5. Infantile Hydrocephalus

infantile hydrocephalus - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

Build up of fluid inside the head during infancy, leading to enlargement of the head. Hydrocephalus means “water on the brain.”

6. Tetralogy of Fallot

tetralogy of fallot - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A birth defect of the heart consisting of four abnormalities that results in insufficiently oxygenated blood pumped
to the body.

7. Transposition of Great Vessels

transposition of great vessels - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A congenital heart defect in which the two major vessels that carry blood away from the heart — the aorta and the pulmonary artery — are switched (transposed).

8. Truncus Arteriosus

truncus arteriosus1 - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A rare type of congenital heart disease characterized by a single blood vessel arising from the right and left ventricles,
instead of the normal two (pulmonary artery and aorta).

9.  Atrial Septal Defect

atrial septal defect - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A congenital heart defect in which the wall that separates the upper heart chambers (atria) does not close completely.

10. Ventricular Septal Defect

ventricular septal defect - PRUmychild - PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

A congenital heart defect in which one or more holes in the wall that separates the right and left ventricles of the heart.

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PRUmychild (before birth)

1. Name of Mother
2. Date of Birth (Mother)
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. How many weeks of pregnancy?
8. Expected Delivery Date
9. Budget monthly (RM100 and above)

PRUmychild (after birth)

1. Name of Father/Mother
2. Date of Birth Father/Mother
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. Date of Birth Kids
8. Budget monthly (RM100 and above)

or.

Get yourself PRUmyChild Board Game if you sign all family plan with me

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PRUmychild plan before birth?

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You can take up this plan for your unborn child as early as 18 weeks into your pregnancy. Why as so early?  Because PRUmychild is the only insurance plan covering congenital conditions.

3 need heart surgery - PRUmychild plan before birth?

Protect your loves one by sign up for PRUmychild with PRUearly start / PRUbest start.

PRUearly start / PRUbest start covers

Child Care Benefit

1. Hospitalisation of child due to Congenital Conditions – Reimbursement
of hospitalisation claims up to RM25,000 annually (up to age 2 years)

2.ICU / HDU for Premature Birth RM500 daily (max 30 days)

3.Incubation of new born child immediately following birth RM200 daily (max 60 days)

Pregnancy Care Benefit * you may enhanced the protection by sign up for PRUlady plan.

1. Pregnancy Complications Eclampsia, Abruptio placentae, Amniotic fluid embolism RM5,000

2. Maternal death up to 30 days from delivery RM20,000

Total premiums paid will be returned

1. Death of Foetus

2. Infant death within 30 days of birth

When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

baby images - When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

PRUmy child

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy. Or after birth, 2 weeks after birth. Protection to 100 years old

prumychild prudential malaysia1 - When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

Takaful Cerdik

You can take up this plan for your child as early as 2 weeks after birth. Protection to 25 years old

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Free personal accident coverage for newborn babies

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PRUhealth. Medical Card Plan up to 100 years old

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PRUmy child. Protection and education for your child

prumychild image1 - PRUmy child. Protection and education for your child

Protection and education for your child. On top of that, you could also enjoy these tantalising goodies:

* 1st 200 PRUmy child policyholders receive a free voucher each
* 1st 2000 PRUbest start policyholders enjoy a free smock each.
* Newborn babies receive FREE Personal Accident coverage

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Interested?

Please email me as below

PRUmychild (before birth)

1. Name of Mother
2. Date of Birth (Mother)
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. How many weeks of pregnancy?
8. Expected Delivery Date
9. Budget monthly (RM100 and above)

PRUmychild (after birth)

1. Name of Father/Mother
2. Date of Birth Father/Mother
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. Date of Birth Kids
8. Budget monthly (RM100 and above)

All about PRUmy child. Health insurance start from pregnancy.

all about prumychild pruhealth malaysia prudential malaysia2 - All about PRUmy child. Health insurance start from pregnancy.

What is PRUmy child?

PRUmy child is a regular premium investment-linked insurance plan that serves to fulfill
the protection needs of you and your child, allowing you to plan ahead for their
future… today.

What are the benefits available in this plan?

For the child
Should the unfortunate happen to your child, such as death, the benefit payable is the:
• Sum assured & total value of units in the account1
Should your child suffer from Total and Permanent Disability (TPD):
(a) before the age of 16 years, the maximum sum assured is payable (subject to RM500,000 per life); or
(b) after age 16 years but prior to age 70, the maximum sum assured is payable (subject to a total of RM4 million per life)
In the event of TPD, the sum assured is payable subject to a maximum lump sum of RM1 million upon claim. The balance of the sum assured will be paid upon the first anniversary of the TPD. Upon earlier death, the balance of any sum assured will be paid immediately.

Upon maturity of plan
Value of all units in the account is payable when your child reaches the age of 100
years on their next birthday.

Upon surrender
Value of units in the account at the point of surrender.

For a pregnant mother
It’s never too early to start protection with PRUearly start or PRUbest start benefit that offers Child Care Benefit and Pregnancy Care Benefit for pregnant mothers and their unborn child.
Please refer to the PRUearly start / PRUbest start Leaflet for further details

Who can take up the PRUmy child plan?

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy, or for your child who is between 1 – 18 years of age on his / her next birthday. The parent, who must be between 18 – 60 years old, owns the policy and is able to adapt it as they see fit for the benefit of the child.

How long do I need to pay premiums for?

Premium is payable throughout the whole policy term until the expiry of the policy. Upon expiry of any optional or add-on benefits, the premiums will be reduced accordingly.

How can I enhance the coverage of the PRUmy child plan?

With additional premium, you can extend the PRUmy child plan beyond the ordinary by attaching any of the following optional / add-on cover that will insure your child and loved ones against unexpected events:

Critical Illness Cover
Takes care of your child in the event they are diagnosed with critical illness, including  child-specific illnesses under the new PRUessential child1 rider that covers them up to the age of 25 years next birthday.

Payor Cover
Pays for your plan in the event of death (if applicable), TPD before age 70 or critical illness.

Accident Cover
Comprehensive coverage for injuries due to accident.

Health and Medical Cover (PRUhealth)
Takes care of major medical bills in the event that your child needs surgery or outpatient treatment and if he or she is hospitalised.

How do I start building my child’s education fund?

You can attach either PRUsaver kid or PRUedusaver where the premiums will be invested in our series of PRUlink or PRUlink education funds.

Is PRUmy child eligible for tax relief?

During childhood

As a parent, you should be entitled to education tax relief on premiums paid for PRUedusaver, PRUsaver
kid or Parent Payor. Furthermore, premiums paid for PRUfamily income, PRUfamily double income and PRUessential child may also qualify for tax relief.

During adulthood (Above age 25 at next birthday)

Your child will be entitled to life / medical tax relief upontransfer of ownership.

PRUmy child. Coming Soon. Insurance for baby

pru mychild - PRUmy child. Coming Soon. Insurance for baby

PRUmy child provides you a peace of mind knowing that all you hopes, wishes, and dreams for your child are well secured. It gives you:

# First-of-its-kind plan that offer cover during pregnancy and infancy period
# A complete protection for every stage of your childs life even before birth
# Provides additional protection for parent to ensure child will continue to enjoy uninterrupted protection and benefits should unfortunate event happen to the parent.
# Plant a seed towards secure education fund for your child

*coming soon

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