Not all medical card is the same. The most important feature is Guaranteed Renewal Card.
Why? There are medical cards which are not guaranteed renewal. The meaning is, your card didnt guarantee to cover you for the rest of your life.
Non guaranteed medical card will require you to do medical checkup upon renewal. If you health is not good, then you cant continue. What! You need the card when you are not healthy, but you are really not healthy, the company didn’t accept you anymore. Plus, when you are not healthy, there are no more insurance company will accept you.
So, please make wise choice in Medical Card. Please choose Prudential Medical Card. Because we cover you till the rest of your life (*depend on the plan 70,80 or 100 years old)
Every year is automatic renewal and no medical checkup required. Get your medical card today! Only healthy person can apply for the card. Get it now before too late.
COMPREHENSIVE coverage for hospitalisation and surgery bills
PRUhealth is a plan that provides COMPREHENSIVE medical coverage by reimbursing
your major medical expenses incurred in the event of hospitalisation, surgery or outpatient
treatment. Get peace of mind when you need it the most!
Enjoy NO CLAIMS BONUS
An innovative medical plan that rewards you with annual bonuses1 of up to RM500 when
you do not make any claim for the year. Your bonuses will automatically be credited in
the form of additional units to be invested into funds of your choice, thus increasing your
investment value, or to be withdrawn+ should you have the need to.
An option to WAIVE the annual claims limit
Worried that your medical bills might surpass your annual limit? You are now given the
flexibility to waive the annual limit of your plan by attaching an optional PRUannual
limit waiver rider2 to your PRUhealth plan which enables you to make claims above your
CHOICE OF PLANS to suit your budget
From as low as RM100 a month, you can choose from 5 different PRUhealth plans to suit
your lifestyle and needs.
Coverage of up to age 100
PRUhealth gives you the choice of protection through all stages in life by covering your
medical bills even up to age 100!
To get the brochure please request the brochure at the comment section → Leave a Comment
You can find the answer out there, why do you need life insurance. Me as insurance agent, I want to share, why I need life insurance.
1. Income protection for my family
Im still young and just get married January 2009. Saving in the bank is not much as most of them goes into my wedding expenses. My wife is working too. Our salary every month is just enough for bills, expenses and minor savings. Our fragile financial situation will be worst if Im leaving this world. My wife will be suffered from the monthly expenses and bills. And even worst, if we have kids later.
I took Prudential Insurance plan with 100K Sum Assured, which will compensate my wife if death happen to me.
How much Sum Assured enough for you? Take how much your salary and times by 24 months (minimum)
2. Force savings and investment fund
With life insurance plan which is Investment Link. Im not just paying for the insurance. I do my own savings with the plan.Saving is a discipline matter. With insurance plan, I can discipline myself to save every month.
Im paying RM200 per month for Prulink Assurance Plan which I will be having total savings of RM65K upon age 55. Pretty good right? This is additional money for my retirement 🙂
2. Medical Card
As insurance agent, I know well about the cost of medical treatment in Malaysia private hospital.
Dengue for 14 days admission will cost your RM10,000. Minor sinus operation RM6000. H1N1 for 3 days admission will cost your RM2500. Bypass artery operation cost you RM90,000!
I cant afford all the medical bills above and if i have the money, i will use if for my medical bills and left nothing for my retirement later as I cant do savings.
With PRUlink Assurance Plan, I have PRUhealth Medical Card and PRUhealth pays for the medical bills. My investment every month safe there and protected.
It is a very good plan, your money still there and the medical bills been paid.
Critical Illness Income
I work to do sales everyday, which mean i need to stay healthy and able to travel around Malaysia. But, what happen to me when Im critically ill? I need to support my family. With PRUlink Assurance Plan, I choose to have critical illness income if Im critically ill.
I wish I’m not critically ill, but when it happen I don’t want the condition become worst as I cant do work anymore.
1. Full Name
2. Date of Birth
3. Smoking or not
4. Annual Income
5. Contact Number
8. No of kids
10. Travel a lot?
1. Name of Mother
2. Date of Birth (Mother)
3. Smoking or not
4. Annual Income
5. Contact Number
7. How many weeks of pregnancy?
8. Expected Delivery Date
9. Budget monthly (RM150 and above)
Get yourself covered today!
PRUmychild RM150 monthly
PRUmychild plan with PRUearly start
Sum Assured : 50K
Critical Illness compensation : RM50K
PRUhealth Medical Card plan PHL100
Savings is flexible age 18 ada RM33K or continue to age 30 ada RM73,802K. Wow !
How to know which insurance company is the best?
Dont ask me, I will tell you Prudential of course. Drive and go to your nearest preffered hospital. Ask them, they are more credible to give the answer. I'm confidently sure they will say Prudential :)
Cheapest Medical Card Plan
Cheapest medical card plan is around RM100 per month for adult.
Start your Retirement Fund Today
As low RM100 per month. Save your money for secure income in future
This is not the Official Website of Prudential Assurance Malaysia Berhad.
This is the personal blog of Zetty Zahrina Zahar and Amirol Ariff Nazarudin, Prudential Wealth Planner, Damansara Intan Office.
Prudential Assurance Malaysia Berhad is an indirectly subsidiary of Prudential plc, a company incorporated in the United Kingdom. Neither Prudential Malaysia Assurance Berhad nor Prudential PLC is affiliated with Prudential Financial Inc, a company whose principal place of business is in the United State of America.