The concept same as traditional properties investment but with no hassle and simple. Investment under PRUcash premier plan from Prudential Assurance Malaysia Berhad.
Disadvantages of Properties Investment
1. Deposit needed , 10% to 30%
2. Hassle
3. Tenant needed to cover bank’s loan before the properties price going up.
4. Non-paying tenant will create problem in your financial flow.
5. Tenant is not permanent and keep changing. You will have few months non-paying rental gap before new tenant coming in.6. To sell the properties, takes a lot of times and documentation.
7. Possibility of unsold property is the location is not strategic.
8. Renovation needed before the house can be sold.
Virtual Properties Plan
1. No deposit.
2. No legal fees, no S&P fees3. No loan approval wait
4. As low as RM100 per month
5. Tenant is permanent and 100% paying the rental.
6. The property can be sold without hassle.
7. Less documentation
How much you can make with Virtual Properties Plan?
Example property value RM100K – 15 years term
Monthly payment RM1,594.00 for 10 years
Year 10 , monthly payment stop as you have tenant now. Plus you will have profit RM333 per month from the rental. Tenant will paying you by yearly basis and will stay for 5 years. You will have permanent income for 5 years of RM20,000 in total.
Year 15, the tenant decided to purchase the house from you. The property can be sold at price RM228,737. The purchase process is automatic and you will receive the money without much documentation.
Your profit is RM228,737 + RM20,000 (5 years rental) – (RM1594 x 10 years) = RM57,457
Example property value RM100K – 20 years term
Monthly payment RM1,577.00 for 10 years
Year 10 , monthly payment stop as you have tenant now. Plus you will have profit RM333 per month from the rental. Tenant will paying you by yearly basis and will stay for 10 years. You will have permanent income for 10 years of RM40,000 in total.
Year 20, the tenant decided to purchase the house from you. The property can be sold at price RM263,603 . The purchase process is automatic and you will receive the money without much documentation.
Your profit is RM263,603 + RM40,000 (5 years rental) – (RM1577 x 10 years) = RM114,363
As conclusion
Now you can make investment exactly same as properties investment but more easy and automatic. You will get automatic tenant which make payment on time and permanent for 10 years. The house selling process s automatic and confirm can be sold. You just enjoy your sweet time and home and then you realize you having big sump of money in your account without you have to go trough all the hassle process like in traditional properties investment.
Please contact me for custom investment with any monthly payment per month.
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PRUMyChild Plan
1. Name of Mother
2. Date of Birth (Mother)
3. Smoking or not
4. Annual Income
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6. Location
7. How many weeks of pregnancy?
8. Expected Delivery Date
9. Budget monthly (RM150 and above)
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Simple Tips
PRUmychild RM150 monthly
PRUmychild plan with PRUearly start
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