Tag Archives: insurance malaysia

Introducing Pru Flexi Med!

pruflexi med - Introducing Pru Flexi Med!

PruFlexi Med Schedule of Benefits

Hot off the shelf, Prudential recently launched its latest medical rider, PruFlexi Med, that can be attached to PruLink One or PruLife Ready investment-linked policies. PruFlexi Med is another alternative medical plan to the existing PruHealth medical rider. In fact, both PruHealth and PruFlexi Med are pretty similar in terms of coverage.

So, what is PruFlexi Med medical rider all about? The list below briefly summarize the features of this new medical rider:

  1. Highly customizable medical plan to suit your medical needs – in terms of the daily room & board rate and annual limit.
  2. No co-insurance, but can opt for zero or RM300 deductible.
  3. No more 10% payment/penalty if exceed room & board (R & B) rate – if you stay in the room with higher than your R & B rate, you only need to top up the difference. If you stay in a room with lower R & B rate, Prudential will reimburse you the difference.
  4. Lifetime limit = 20x annual limit.
  5. If compared to PruHealth, PruFlexi Med has higher ICU coverage (60d) and pre-hospitalization treatment days (90d).

pruflexi med benefit - Introducing Pru Flexi Med!

Simplified as below:

Schedule of Benefits: PruFlexi Med
. Type of medical plan: ILP Medical Rider
. Room rate: To be decided on purchase.
Min: 100/d (can increase multiple of 50/d)
Max: 400/d
. Room & Board (R & B) (days) 120
. ICU (days) 60
. Pre-hospitalization Treatment (days) 90
. Post-hospitalization Treatment (days) 90
. Emergency Accidental Out-patient Limit 2% of annual limit
. Emergency Accidental Out-patient (days) Subject to annual limit
. Home Nursing Care 180 days/lifetime. As charged.
. Kidney Dialysis As charged
. Cancer Treatment As charged
. Miscellaneous Highly customizable plan.

If you stay in a room with lower R & B rate, the difference will be refunded to you.

If you stay in a room with higher R & B rate, you just have to pay the difference.

. Annual Limit Min: 50,000 (can increase multiple of 10,000)
Max: 200,000
. Lifetime Limit 20x annual limit
. Co-insurance No co-insurance, but can opt for zero or 300 deductible

Thanks a Billion, Prudential Malaysia! Thanks to my clients

thanks a billion prudential malaysia - Thanks a Billion, Prudential Malaysia! Thanks to my clients

terima kasih billion prudential malaysia - Thanks a Billion, Prudential Malaysia! Thanks to my clients

Prudential Malaysia Critical Illness Claim – Kidney Failure

prudential malaysia crisis cover income1 - Prudential Malaysia Critical Illness Claim - Kidney Failure

RM50,000 Critical Illness claim due to kidney failure. Plus, receiving RM5000 income yearly under Crisis Cover Income protection.

Here the cheque proof.

prudential malaysia critical illness claim rm55k - Prudential Malaysia Critical Illness Claim - Kidney Failure

Plus! The insurance premium is waived under PRUpayor protection plan. Policy holder waived from paying the premium until age of 80. You got the protection but no more payment taken from you.

prupayor prudential malaysia - Prudential Malaysia Critical Illness Claim - Kidney Failure

Prudential’s Claim for PRUmed and Hospital Benefits. 10 August 2010

cheque alif 2 - Prudential’s Claim for PRUmed and Hospital Benefits. 10 August 2010

Prudential’s Claim for PRUmed and Hospital Benefits. 10 August 2010

Prudential’s Claim for PRUmed and Hospital Benefits.

claim3ogosprudential - Prudential's Claim for PRUmed and Hospital Benefits.

claim3ogosprudential2 - Prudential's Claim for PRUmed and Hospital Benefits.

Latest claim for my client, admitted to Hospital and done surgery. Cost hospitalization is RM13K which paid by the medical card. Then she receives, PRUmed and Hospital Benefits allowances total of RM2250.00

Prudential's Claim for PRUmed and Hospital Benefits.

claim3ogosprudential - Prudential's Claim for PRUmed and Hospital Benefits.

claim3ogosprudential2 - Prudential's Claim for PRUmed and Hospital Benefits.

Latest claim for my client, admitted to Hospital and done surgery. Cost hospitalization is RM13K which paid by the medical card. Then she receives, PRUmed and Hospital Benefits allowances total of RM2250.00

New Prudential Malaysia Policy Document Look 2010. Real Pictures

Refer to last update click here. Below is the real pictures of 2010 Prudential Malaysia Policy Document Design.

dsc00022 - New Prudential Malaysia Policy Document Look 2010. Real Pictures

dsc00023 - New Prudential Malaysia Policy Document Look 2010. Real Pictures

dsc00024 - New Prudential Malaysia Policy Document Look 2010. Real Pictures

dsc00026 - New Prudential Malaysia Policy Document Look 2010. Real Pictures

When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

baby images - When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

PRUmy child

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy. Or after birth, 2 weeks after birth. Protection to 100 years old

prumychild prudential malaysia1 - When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

Takaful Cerdik

You can take up this plan for your child as early as 2 weeks after birth. Protection to 25 years old

takaful cerdik image - When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

New Prudential Policy Document Look 2010. Prudential Assurance Malaysia Berhad

Previously been posted in this blog read more

The launch date of this new policy document outlook is on the 5th of April 2010

The new outlook of policy document comprises a jacket to house the policy document, slot to insert medical cards and also a pocket to insert loose items such as MHI Booklet and also endorsement slips in the future. The whole package of the policy document will come sealed in a plastic cover. All policy documents and endorsement slip will be in B5 size which slightly smaller compared to current A4 size which would again make it easier to carry the policy documents around.

new policy document design for prudential assurance malaysia berhad 1 - New Prudential Policy Document Look 2010. Prudential Assurance Malaysia Berhad

new policy document design for prudential assurance malaysia berhad 2 - New Prudential Policy Document Look 2010. Prudential Assurance Malaysia Berhad

new policy document design for prudential assurance malaysia berhad 3 - New Prudential Policy Document Look 2010. Prudential Assurance Malaysia Berhad

PRUhealth. Medical Card Plan up to 100 years old

an innovative and dynamic solution by prudential - PRUhealth. Medical Card Plan up to 100 years old

live long and protected up to - PRUhealth. Medical Card Plan up to 100 years old

estimated costs for major medical procedures1 - PRUhealth. Medical Card Plan up to 100 years old