Tag Archives: Crisis Cover

PRUmultiple crisis cover. Critical illnesses claims of up to 3 times

prumultiple crisis cover - PRUmultiple crisis cover. Critical illnesses claims of up to 3 times

PRUmultiple crisis cover is a term plan that recognizes the need for enhanced protection and peace of mind. This plan not only covers you against death, Total and Permanent Disability (TPD), it also protects you against a wide range of critical illnesses and allows you to make MULTIPLE critical illness and cancer claims.

Example your Sum Assured RM200K for Critical Illness (List of Critical Illness click here)

First illness – Kidney Failure , you will received RM200K

Afterward if you have Chronic Lung Disease, you will received another RM200K

Then if you have Cancer, you will received another RM200K

Total compensation = RM600K

But the premiums are calculated based on RM200K Sum Assured, not RM600K. Hence, you receive the greatest protection with burn a hole in your pocket.

*Subject to T&C

Please download full info about PRUmultiple crisis cover

What are the 36 illnesses in Crisis Shield / Crisis Cover?

critical illness - What are the 36 illnesses in Crisis Shield / Crisis Cover?

What is Crisis Cover?

Event when you are diagnosed as suffering from one of a range of 36 critical illnesses and and survive for 30 days. Prudential will compensate you with certain amount based on your premiums. For example, minimum RM20,000

What are the 36 illnesses are covered by the Crisis Cover plans?

1.      AIDS as a result of a blood transfusion
2.     Alzheimer’s Disease
3.     Aorta Surgery
4.     APALLIC Syndrome
5.     Aplastic Anaemia
6.     Bacterial Meningitis
7.     Benign Brain Tumour
8.     Blindness
9.     Brain Surgery
10.     Cancer
11.     Chronic Liver Disease
12.     Chronic Lung Disease
13.     Coma
14.     Coronary Artery Disease Requiring Surgery
15.     Deafness
16.     Encephalitis
17.     Full Blown AIDS
18.     Fulminant Viral Hepatitis
19.      Heart Attack
20.     Heart Valve Replacement or Repair
21.     Kidney Failure
22.     Loss of Limbs
23.     Loss of Speech
24.     Major Organ Transplant
25.     Major Burns
26.     Major Head Trauma
27.     Motor Neurone Disease
28.     Multiple Sclerosis
29.     Muscular Dystrophy
30.     Other Serious Coronary Artery Disease
31.     Paralysis
32.     Parkinson’s Disease
33.     Poliomyelitis
34.     Primary Pulmonary Arterial Hypertension
35.     Stroke
36.     Terminal Illness

Crisis Shield / Crisis Cover is the plan you must have in your Life Insurance, please make sure you know how much your benefits if you are diagnosed with 36 critical illnesses.